How Stablecoin Pools Improve DeFi Capital Efficiency
The XDC Network has recently highlighted its commitment to revolutionizing decentralized finance (DeFi) by leveraging stablecoin pools and credit collateral functionality. From October 30 to December 25, 2025, the network conducted its first-ever DeFi Surge Program, which distributed $1.25 million of WXDC rewards to liquidity providers, doubling the Total Value Locked (TVL) from $12 million to $24 million despite challenging market conditions.
The Success of Real-world Asset (RWA) Pools
During the campaign, stablecoin pools such as scrvUSD/USDC and ynRWAx/USDC on Curve Finance attracted significant capital inflows. These pools provide exposure to real-world asset-backed instruments rather than speculative positions, offering sustainability and low volatility to investors.
Improved liquidity for XDC/USDC pairs was also observed across platforms like XSwap, Oku.trade, and Curve Finance. This increase in market depth enhanced price discovery mechanisms and strengthened the trading ecosystem.
Transitioning Towards On-chain Credit Markets
Looking ahead to 2026, the XDC Network plans to launch Epoch 002 with a focus on establishing XDC as approved collateral for borrowing stablecoins such as USDC. This initiative will involve innovative money market protocols with defined risk frameworks and collateral-quality standards, paving the way for transparent and efficient on-chain credit markets.
With its robust framework, XDC Network aims to position itself as the foundational layer facilitating real-world asset and trade finance settlements on-chain. Its alignment around institutional-grade asset deployment and stable yield opportunities further reinforces its trajectory in the DeFi ecosystem.
How You Can Get Started
If you’re looking to explore opportunities in stable, DeFi-focused investments, consider engaging with platforms like Curve Finance to discover pools involving USDC and other stablecoins aligned with real-world assets.
Recommended Product for Investors
To maximize your portfolio management and DeFi potential, utilize tools like Ledger Nano X. It’s a secure hardware wallet that supports XDC and helps you safely engage with DeFi platforms.
The evolution of XDC Network underscores the importance of secure, transparent, and efficient blockchain ecosystems in shaping the future of finance.
