Who Holds the Largest Share of XRP in 2025?
As 2025 comes to a close, XRP, one of the most prominent cryptocurrencies, continues to be a subject of intrigue, particularly regarding its distribution and key holders. While price fluctuations and speculative trends often dominate the conversation, a deeper look into the ownership distribution reveals significant insights.
Ripple’s Dominance in the XRP Ecosystem
As per XRP Scan data from December 2025, Ripple remains the biggest custodian of XRP tokens. Ripple dominates the ecosystem with eight out of the ten largest XRP holdings tied up in escrow accounts. Combined, these accounts hold a staggering 45 billion XRP, accounting for a substantial 45% of all XRP in existence. Additionally, Ripple’s various operational accounts showcase a robust 1 billion XRP balance.
Exchanges Join the List of Top XRP Custodians
Aside from Ripple, leading cryptocurrency exchanges like Bithumb and Binance claim the ninth and tenth spots on the list. Bithumb’s account holds approximately 1.8 billion XRP, a notable increase of 30% from its previous year’s holdings. Meanwhile, Binance’s account reflects a slight decline to a 1.75 billion XRP balance, a decrease of 1.5% within the same period.
Anonymous Whale Accounts
Apart from Ripple and exchanges, anonymous accounts also hold significant positions in the top ten XRP custodians list. The largest such account, identified as “rLD5k36bJkNk…,” maintains a balance of 1.2 billion XRP, positioning itself as the biggest unidentified holder. Another similar wallet, known by “rJ9Ey7HbscSE…,” follows with a balance of approximately 713 million XRP.
Key Circulation Highlights for XRP in 2025
With a capped supply of 100 billion tokens, XRP has seen approximately 14.26 million XRP permanently burned via transaction fees. Nearly 34.48 billion XRP remain locked in escrow at Ripple’s disposal. This leaves around 65.49 billion XRP available in the circulating supply, spread across an impressive 7.41 million active accounts worldwide.
Investing in XRP Responsibly
As one of the most-tracked cryptocurrencies in the market, investing in XRP can be lucrative but also comes with its risks. Whether you’re a seasoned crypto trader or a beginner looking to diversify, platforms like eToro can simplify the investment process. With features like real-time trade copying and access to multiple asset classes from just $10, eToro has become a top choice for crypto enthusiasts. However, always remember; cryptocurrencies are highly volatile, and investing entails risks.
Conclusion
XRP continues to make waves in the cryptocurrency world as both Ripple and individual accounts play significant roles in controlling its supply. With increasing traction on exchanges like Binance and Bithumb, coupled with consistent activity across millions of accounts, XRP maintains its position as a powerful player in the blockchain-based finance landscape. Stay tuned for more updates as the crypto sector evolves.
