Stellar (XLM) has recently experienced significant momentum, driven by market-wide factors such as Bitcoin’s (BTC) latest rally and positive developments like Visa’s integration and U.S. Bank’s testing. These elements have propelled XLM’s price upward, continuing an upward trend despite lackluster market performance in the latter half of 2025.
Stellar’s Ecosystem Growth
According to Stellar’s official updates, their stablecoin market cap has increased by an impressive 53% year-over-year (YoY), while the market cap of Real-World Assets (RWAs) on Stellar has surged by 196% to a remarkable $890.2 million. These indicators reflect a solid growth trajectory, cementing Stellar’s position as an appealing option in the cryptocurrency market.
Current Performance and Rival Insights
As of January 14, 2026, XLM has recorded an 8.99% surge within 24 hours, reaching a price of $0.24. This growth allows it to outperform top cryptocurrencies like Ethereum (ETH), Bitcoin (BTC), and its primary competitor, XRP. Even with this progress, technical indicators suggest mixed signals regarding its future performance.
For example, the Relative Strength Index (RSI) does not provide a definitive direction, while the Moving Average Convergence Divergence (MACD) slope shows that while the downtrend is slowing, it has not officially triggered a bullish signal.
AI Predictions for XLM
To predict XLM’s price trajectory, cutting-edge artificial intelligence (AI) systems were employed. On average, AI forecasts indicate a conservative end-of-month price of $0.249, representing a modest 2.9% increase from its current valuation. More optimistic predictions, such as those from Claude Opus 4.1, suggest a potential price of $0.26, reflecting a 10.7% climb. Conversely, Gemini 2.5 Flash offers a more bearish outlook with a predicted price of $0.239.
The AI’s predictions align with historical data trends, as evidenced by the 200-day and 50-day Simple Moving Averages (SMA). The charts illustrate a steady stabilization phase, indicating that XLM is likely to remain within a 10% range of its current price by the end of January 2026.
Conclusion: Is Stellar a Safe Bet?
While Stellar’s recent price surge and ecosystem growth are promising, potential investors should remain cautious due to the mixed signals from key technical indicators. Those looking to invest may benefit from platforms like eToro, a trusted multi-asset trading platform that offers crypto, stocks, and other assets with zero commission on stocks.
Disclaimer: Cryptocurrency investments are high-risk ventures. Always conduct thorough research and consult a financial advisor before investing.
