COCA Stablecoin Bank Achieves Billion-Dollar Valuation
The London-based stablecoin-focused bank, COCA, has officially entered the elite three-comma club, attaining a $1 billion valuation. This milestone is a game-changing achievement, not just for COCA but also for the decentralized finance (DeFi) industry as a whole. Following the $COCA token’s price surge to $1.50, the project’s fully diluted valuation (FDV) has skyrocketed, signaling a paradigm shift in the financial sector.
Redefining DeFi with Real-World Adoption
Unlike many cryptocurrency projects driven by speculative hype, COCA’s valuation is underpinned by tangible, real-world utility. With an Annual Recurring Revenue (ARR) of over $3 million achieved within nine months of its launch, COCA is setting itself apart from competitors. This revenue is primarily sourced from payment processing, debit card usage, and core banking activities, demonstrating the platform’s scalability and genuine demand among retail users.
A Surge in User Engagement
COCA’s user base tells the story of a stablecoin-powered revolution. The platform has seen a 694% increase in Monthly Active Users (MAU) since mid-2025, showcasing massive stickiness and adoption. The card program, one of the platform’s key features, has shown phenomenal growth with a 250% quarter-over-quarter surge in card issuance. These statistics highlight how users are increasingly reliant on COCA for their day-to-day financial activities, bridging the gap between DeFi and traditional financial tools.
Utility-Driven Tokenomics
Introduced in August 2025, the $COCA token leverages a unique “Only Up!” tokenomics model, which incentivizes long-term holding and platform usage. Users can stake their tokens to unlock exclusive banking features, enhanced rewards, and governance rights. To further instill investor confidence, the platform has committed to a no-new-token distribution policy until December 2026, underlining its focus on sustainable growth.
Innovative Non-Custodial Infrastructure
COCA distinguishes itself through its secure, non-custodial platform architecture. Utilizing Multi-Party Computation (MPC) security and biometric recovery, the platform elevates user experience by providing the advanced security of a cold wallet alongside the accessibility of a traditional banking app. This innovation has attracted over 1 million users globally, solidifying COCA’s position as a leading force in the DeFi ecosystem.
The Future of Banking Is Here
COCA’s remarkable growth trajectory proves its ability to meet the needs of modern consumers who are looking for a blend of security, accessibility, and utility in their financial tools. As the world shifts away from traditional banking systems riddled with high fees and inefficiencies, platforms like COCA are poised to lead the next wave of financial innovation.
Recommended Product: Ledger Nano X
For those who want to dive into the world of decentralized finance while ensuring their cryptocurrencies remain safe, the Ledger Nano X hardware wallet is an excellent choice. With its Bluetooth-enabled connectivity and robust security measures, it’s perfect for managing your digital assets, including stablecoins like $COCA.
