Ripple, a leading name in the blockchain and cryptocurrency industry, has announced that it has no plans for an Initial Public Offering (IPO) despite its staggering $40 billion valuation. Monica Long, Ripple’s President, shared the update during an interview with Bloomberg on January 6, 2026, emphasizing the company’s robust financial position and confidence in its private operational model.
Why Ripple is Steering Clear of an IPO
According to Long, Ripple has strong institutional backers and a solid treasury base. She stated, “Between the strength of our balance sheet and interest from strategics like Citadel and Fortress, we’re in a really healthy position to continue funding and investing in our company’s growth without going public.” This approach has allowed Ripple to maintain control over its operations while focusing on innovative expansions.
In November 2025, Ripple completed a $500 million fundraising round, securing a valuation of $40 billion. This is particularly noteworthy as it was Ripple’s first funding round since 2019, during which it raised $200 million. The company’s ability to attract significant investment reinforces its standing as a major player in the blockchain sector.
2025: A Year of Growth and Strategic Acquisitions
Ripple had an explosive 2025, marked by growth and strategic acquisitions. The company utilized its funds to acquire four businesses: Hidden Road, Rail, GTreasury, and Palisade. Long highlighted that these acquisitions are now a core focus for Ripple as they integrate and scale these businesses in 2026.
The acquisitions and organic growth have positioned Ripple for continued success in the new year. Wall Street’s faith in Ripple’s business model is evident from its partnerships and investor trust. The company continues to leverage its XRP Ledger, which experienced significant growth in user activity, alongside the RLUSD stablecoin launched in December 2024, now boasting a market cap of $1.33 billion.
Ripple’s Legal Victory and Future Confidence
Another reason behind Ripple’s optimism for 2026 is its successful legal settlement with the U.S. Securities and Exchange Commission (SEC) in mid-2025. The conclusion of this long-standing legal battle removed a major hurdle that previously delayed any IPO considerations. With the legal clouds lifted, Ripple is laser-focused on scaling its business and delivering value to its stakeholders.
How to Invest in Ripple’s Ecosystem
If you’re interested in exploring Ripple’s ecosystem, consider trading the XRP cryptocurrency on popular platforms like eToro. With features like 0% commission on stocks, copy trading, and access to diverse investment options, eToro is a reliable platform for new and experienced investors. Visit etoro.com for more details.
As Ripple continues its aggressive growth trajectory in 2026, it reinforces its position as a trailblazer in the crypto and blockchain space. Stay tuned for more updates on this exciting journey!
