Nexo, a leading crypto financial services provider, has unveiled an innovative borrowing solution for cryptocurrency investors. The newly launched Zero-interest Credit (ZiC) allows Bitcoin (BTC) and Ethereum (ETH) holders to access liquidity without incurring any interest or additional fees, according to the company’s announcement.
What is Zero-interest Credit?
Nexo’s Zero-interest Credit is a unique product designed for fixed-term crypto-backed borrowing. It eliminates the risk of premature forced liquidation throughout the loan term, providing peace of mind to borrowers. With predefined repayment terms set from the beginning, it ensures a transparent and predictable borrowing experience.
How It Works
The product enables users to secure loans against BTC or ETH without having to sell their holdings. Key components include:
- Minimum Repayment Price: Protects against forced liquidation during the borrowing term.
- Maximum Repayment Price: Allows borrowers to lock in gains up to a specified level.
At the end of the term, repayments can be made in stablecoins or additional collateral, depending on the prevailing market conditions. Borrowers also have the flexibility to extend the loan through a renewal option.
Who Benefits from This Offering?
Zero-interest Credit is tailored to a wide range of cryptocurrency users, including:
- Long-term crypto holders: Those looking to unlock liquidity without selling their assets.
- Tax-savvy investors: Managing the timing of taxable events or major purchases.
- Active traders: Seeking to capitalize on market opportunities with clear terms.
- Businesses: Using digital assets to fund operations or strategic goals.
Why Choose Nexo?
Elitsa Taskova, Chief Product Officer at Nexo, emphasized, “Borrowers today want liquidity that is cost-efficient, clear, and free from the uncertainty of liquidation risk. Zero-interest Credit gives them exactly that—a fully predefined borrowing structure they can rely on from start to finish.”
According to market data, crypto-collateralized lending hit $73.59 billion during Q3 2025, showcasing a 38.5% increase compared to the previous quarter. Nexo’s offering aims to address this growing demand by providing structured borrowing solutions tailored for the digital asset space.
Get Started with Nexo
If you’re a crypto holder seeking a cost-effective way to unlock liquidity, the Zero-interest Credit product might be the perfect solution for you. To learn more, visit Nexo’s official website.
Additionally, if you’re new to crypto or looking for a simple entry into the market, platforms like eToro make it easy to trade cryptocurrencies and other assets with low barriers to entry. Always remember to do your research and use caution when investing.
