Nexo Unveils Zero-interest Credit: A Game-changer for Crypto Holders
For crypto enthusiasts, the idea of accessing liquidity without selling their assets has always been a challenge. With Nexo’s latest launch of Zero-interest Credit (ZiC), the crypto lending landscape is undergoing a significant shift. This product offers a fixed-term loan with zero interest and no hidden fees. For holders of assets like Bitcoin and Ethereum, it’s a revolutionary solution that eliminates risks such as forced liquidation or taxable events, even during market drops.
The Problem with Traditional Crypto Lending
In the past, crypto-backed lending worked like this: you deposited Bitcoin or Ethereum, borrowed stablecoins, and paid monthly interest. However, a sudden downturn in the crypto market could lead to your collateral losing value, forcing early repayment or liquidation. This unpredictability caused headaches for long-term holders and active traders alike.
A Predictable Solution with Nexo
Nexo’s Zero-interest Credit flips the traditional model on its head. With this program, borrowers know upfront how long funds are needed and whether repayment will be made in cash or collateral at maturity. While traditional loans carry risks of forced liquidations, ZiC guarantees that collateral cannot be liquidated mid-term, offering peace of mind to borrowers.
This loan can serve various needs: a long-term Bitcoin HODLer can borrow $50,000 without triggering taxable events, a trader can seize market opportunities with defined risk, or businesses can finance operations using their crypto reserves. Whatever the use case, ZiC simplifies borrowing while removing hidden uncertainties.
Crypto Lending Growth in Numbers
Nexo’s launch arrives amid booming growth in crypto-backed loans. In Q3 2025 alone, crypto-collateralized lending hit a record $73.59 billion—marking a 38.5% growth compared to the previous quarter. This surge highlights the maturity of the lending market; in contrast to the speculative frenzy of 2021, today’s loans are fully collateralized and transparent.
A Competitive Edge for Nexo
As centralized and DeFi platforms battle for dominance in the crypto lending market, Nexo is betting big on predictability and clarity. While some platforms offer ultra-low interest rates but fail to address compounding fees and hidden risks, Nexo’s Zero-interest Credit prioritizes borrower trust and transparency. With $11 billion in assets under management across 150+ jurisdictions, this product positions Nexo as a leader in the evolving lending space.
A Product Recommendation for Crypto Enthusiasts
If you’re exploring crypto-backed loans, consider checking out Nexo’s Zero-interest Credit. This innovative product ensures you can leverage your crypto assets without worrying about liquidation risks or hidden fees.
The Future of Crypto Lending
Nexo is proving that the future of crypto lending isn’t just about the lowest interest rates—it’s about offering safe, efficient, and transparent borrowing solutions. Whether you’re a long-term HODLer, an active trader, or a business looking to unlock liquidity, products like Zero-interest Credit are setting a new standard in financial innovation.
