In the rapidly evolving world of digital finance, Opera’s MiniPay Wallet is making remarkable strides. Designed as a self-custodial stablecoin wallet built on the robust Celo blockchain, MiniPay is revolutionizing access to stable financial tools across emerging markets such as Africa, Latin America, and Southeast Asia.
Impressive Growth and Adoption
In December 2025 alone, MiniPay reached significant milestones, showcasing its growing popularity among users:
- Processed over $153 million in transactions within a single month.
- Onboarded 7 million phone-verified USD₮ wallets, with 300,000 unique buyers for Tether (USD₮).
- Handled 96 million USD₮ stablecoin transfers, highlighting the platform’s efficiency and appeal.
- Added over $49 million in cash via local partners like Fonbank, Partna, and Binance.
Additionally, Celo recorded a staggering 506% growth in USD₮ users over 12 months, effectively becoming the fastest-growing native USD₮ blockchain platform.
Expanding Options: Tether and Tether Gold Integration
MiniPay’s partnership with Tether is breaking new ground by offering access to both Tether (USD₮), the world’s leading stablecoin, and Tether Gold (XAUt0), a tokenized version of physical gold. This combination enables users to:
- Secure value in a stable currency with USD₮.
- Hedge against inflation by converting part of their balance into XAUt0, benefiting from gold’s nearly 50% price increase in 2025.
The integration is seamless, allowing users to make conversions with a single tap, providing both liquidity and savings protection.
Addressing Financial Inclusion
The broader goal of MiniPay and its partnership with Tether is to tackle the challenges of financial inclusion. By connecting local economies with Tether’s global liquidity network, the initiative empowers users to send, save, and transact in digital assets, reducing dependency on unstable local currencies.
Simplified User Experience
One of MiniPay’s key features is its user-friendly interface, enabling transactions without the need to navigate complex blockchain tools. By simplifying financial processes, MiniPay is turning smartphones into powerful financial tools.
According to Paolo Ardoino, CEO of Tether, “Supporting USD₮ and XAUt0 in MiniPay is transforming the financial landscape in emerging economies, democratizing access to stable, valuable digital assets.”
How You Can Benefit
Interested in exploring MiniPay’s capabilities? Get started with MiniPay today and experience a secure, innovative digital wallet solution. For smart savings and inflation protection, try Tether Gold (XAUt0), your trusted tokenized gold investment.
