RBI Deputy Governor Swaminathan J addresses new age bankers on guarding against cyber threats, phishing, and synthetic identities. He emphasizes the importance of vigilance in the era of real-time transactions. Swaminathan stresses the need for foresight in security measures, drawing analogies to the Titanic. He highlights the significance of professional norms in banking operations to enhance safety. The article discusses the balance between technology efficiency and trust-building in banking services.