The cryptocurrency market continues to capture global attention, and XRP remains one of the most discussed digital assets in the space. Recent forecasts, including insights from AI tools like ChatGPT, shed light on the expectations for XRP’s price as we approach February 1, 2026. Here’s a closer look at the projected price ranges, trends, and critical factors influencing XRP’s market stability.
XRP Price Projections: Navigating Market Scenarios
Based on ChatGPT’s analysis, XRP is expected to trade between $2.25 and $2.60 in a base-case scenario by February 2026. This projection assumes consistent market participation and a slow consolidation just above current levels.
In a more optimistic outlook, XRP could rise to a range of $2.60 to $3.10. Such growth would depend on improved investor sentiment, significant developments in the broader cryptocurrency market, advances in regulatory clarity, and strengthening of major digital tokens like Bitcoin and Ethereum.
However, bearish trends could potentially bring XRP to around $1.90 to $2.20. This scenario might manifest under conditions of declining trading volumes or persistent market uncertainties, locking XRP into its recent consolidation zone.
Technical Indicators and Growing On-Chain Activity
Currently valued at $2.06, XRP is residing near its 50-day Simple Moving Average (SMA) of $2.02, showcasing short-term price stability. While this SMA acts as a support level, the 200-day SMA at $2.54 highlights a longer-term downtrend. This suggests that XRP needs sustained upward movement to reverse its bearish structural pattern.
The 14-day Relative Strength Index (RSI), sitting at approximately 51, further signals neutral momentum, indicating neither overbought nor oversold conditions. The absence of strong directional trends underscores a period of market indecision.
XRP Usage and Transaction Growth
A key takeaway from recent data has been the significant growth in XRP Ledger activity. In fact, the network processed its highest level of daily transactions in six months, with nearly 1.45 million transactions daily by January 2026. The increase has been driven by Ripple’s expanding On-Demand Liquidity (ODL) corridors and the integration of stablecoins like RLUSD, which are bolstering both payment and DeFi use cases.
Despite this surge, it’s worth noting that the creation of new wallet addresses on the XRP network has slowed in early 2026. This drop could indicate subdued interest from new investors, which may impact future growth.
Stay Informed and Optimize Your Crypto Journey
Investing in XRP or any other cryptocurrency carries inherent risks. Platforms like eToro, a multi-asset trading platform, can provide new and experienced investors with tools to diversify portfolios and follow market developments. With zero commission on stock trades and copy-trading features, it’s an excellent resource for navigating the volatile crypto market.
Whether you’re a seasoned investor or just starting out, staying updated on market analysis and technical trends is key to making informed decisions. As XRP continues to perform under a mix of bullish and bearish forces, 2026 could be a defining year for the token’s long-term trajectory.
