As 2025 winds down, stablecoins like USDC are no longer just tools for trading—they’ve become essential for payments, business transfers, and seamless movement of funds across the globe. This shift is reshaping blockchain landscapes, creating demand for faster, cheaper, and more reliable transaction routes.
The Challenge of Rising Fees in Traditional Blockchain Networks
Popular blockchain networks like Ethereum have faced significant challenges in 2025 as transfer activity surged. High gas fees, slower confirmation times, and unpredictable costs have frustrated users. For instance, sending USDC during peak congestion can cost anywhere from a few dollars to over $10, making simple transactions expensive and harder to plan.
How Bybit is Innovating with XDC Network Support
Enter Bybit’s recent decision to expand USDC support on the XDC Network. This integration provides users with a low-cost, fast, and reliable route for stablecoin transfers. Starting December 1, 2025, Bybit users can enjoy waived withdrawal fees on XDC, a perk that runs through January 1, 2026. Additionally, the platform is offering a 200,000 USDC reward pool for new users who register and meet qualifying deposit requirements.
By adding XDC support, Bybit ensures that users gain flexibility for transferring USDC during periods of high congestion on other networks. This not only makes fund transfers smoother but also aligns with the growing demand for dependable financial tools.
Why the XDC Network is Gaining Momentum
The XDC Network stands out as a high-performance blockchain geared towards scalability and efficiency. Known for its use in trade finance, asset tokenization, and institutional payment flows, XDC offers predictable costs and quick settlements—features essential for frequent stablecoin transfers.
As of late, over $200 million in USDC has been issued on the XDC Network, reflecting its growing acceptance for routine transactions. Additionally, the flexibility and affordability of XDC transfers have made it a leading choice for both individuals and businesses looking to streamline their payment processes.
Other Major Exchanges Following Bybit’s Lead
Bybit isn’t alone in this transition. Leading exchanges like KuCoin, MEXC, Gate.io, and BTSE have also expanded their XDC support, enabling deposits, withdrawals, and trading. This collective shift underlines the crypto industry’s commitment to providing users with efficient transfer mechanisms as stablecoin use matures beyond trading into everyday financial activities.
Stablecoins and the Road Ahead: From Trading Tools to Payment Solutions
The broader adoption of stablecoins as payment tools signifies an important milestone for the crypto industry. In the U.S., policies like the GENIUS Act propose clear regulations for stablecoins, positioning assets like USDC as mainstream tools for financial transactions. As regulatory clarity grows, so too does user expectation for quick, secure, and cost-effective stablecoin movements.
“If stablecoins are to become everyday financial tools, their transfer networks must be simple, reliable, and affordable,” says Angus O’Callaghan, head of trading and markets at XDC Network.
Why You Should Watch XDC’s Momentum
XDC’s adoption is not just about lower transaction fees. It’s an infrastructure solution suitable for institutional-grade processes, including trade finance and cross-border payments. When platforms like Bybit optimize for XDC, they’re laying the groundwork for a better user experience, even during high-volume periods.
For those looking to maximize the benefits of USDC transfers, this move presents an exciting opportunity. Investors and frequent stablecoin users should take note of Bybit’s offering and consider utilizing XDC for cheaper, faster, and more efficient transactions.
Product Highlight
For users navigating the crypto financial landscape, integrating tools like the Ledger Nano X Hardware Wallet can secure stablecoins such as USDC, ensuring safe transfers across networks. With XDC’s low fees and growing adoption, combining it with high-security wallets streamlines your crypto management.
The Bottom Line
Bybit’s USDC expansion on XDC Network exemplifies the maturing of the stablecoin ecosystem. As transaction costs and reliability become as critical as network accessibility, decisions like these will define how the industry evolves moving forward. Whether you’re a trader, a business, or just an everyday user, exploring XDC-based transfers could be your key to smarter, more cost-efficient financial management.
